I hardly ever spend money on things that aren't a necessity. We're a one income family with a baby. I have to be a bit frugal, ya know? And I have a really hard time putting my wants.. or needs even.. above my boys'. Especially when one of those boys is a little debit card happy -ahem-
Enter in the control freak, budget-lover's dream. We started Dave Ramsey's envelope system a few weeks ago. I know almost everyone knows about this, but just in case you haven't, you need to know a bit about it. Look into a little further, but basically, you set your budget. Figure out what you pay for necessary bills and keep that in your account every check. Set an amount for other things, (groceries, gas, entertainment, etc.), make an envelope for each category, pull out the cash each payday and stuff your envelopes. Once it's gone, it's gone.
Heaven. For me, seeing the money makes it harder to spend. It's tangible. I can see it slipping away or adding up. It holds me accountable. We have envelopes for anything you could think of.. I think. We have quite a few. One of them just has my name it. I get a certain amount and spend it on whatever the heck I want. So yeah.. I basically have an allowance. At 28 years old. It's cool though.
So yesterday... I almost didn't allow myself that OPI nail polish at Sephora. I've never even walked in that place. In my defense, I had no clue what I was missing. $9.50 on a bottle of nail polish? Are you kidding me? My brain screamed at me, telling me how unacceptable and irresponsible that is. But y'all.. they had samples out. And it looked so so pretty on my fingernail. And it was called Leotard Optional. Cute, right?
My friend, JG, has an OPI obsession (come on.. you know it's true. She has so many that she's having a giveaway on her blog that ends Sunday I think. Go enter and tell her I sent you.)
Where was I.. oh yes.. JG.. she entered into my mind a lot. I kept thinking about how happy her OPI makes her and how fabulous her nails always look. I thought about my little envelope with my name on it. I don't have to justify whatever I buy to anyone. It's my envelope. And here I am justifying it to y'all.. but really.. we're just telling stories, right?
So not only did I get Leotard Optional..
blushingnoir.blogspot.com |
http://www.manicuremommas.com/2011/11/notd-sephora-by-opi-chestnuts-about-you.html |
A little nail polish.. specifically OPI.. can do wonders for your soul. Trust me on this one!
As a side note, I know the whole kids' book swap thing has been going around, but if you haven't had the opportunity to sign up and want to.. please let me know! I've done my whole part and have started to even get books in for Andrew, but two of my girls aren't able to do it anymore so I need replacements. Let me know if you're up for it and only if you are serious about it. It's not fair to others if you don't follow through. You only mail out 1 book and get 6 other people to sign up, and you have potential to get 36 books in return. Easy Peasy! I need 2 people.
4 comments:
While this is a very cute post, it's almost worthless without a pic of the two colors of polish. NOW you're going to make me have to google them....
I agree with Kristy, pics are absolutely necessary!
Oh, and you really should talk to Andrew about his debit card habits. ;)
Those are so pretty, definitely make me think of you! I love your taste :)
I love the Dave Ramsey system! My husband and I created our own individual "blow funds" and it is the greatest thing ever! I no longer care if he stops and buys a bottle of water at the gas station...as long as it comes from his blow fund!
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